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Travel Insurance

International Student Medical Insurance

International students are not typically eligible for provincial health insurance upon arrival. Private medical insurance ensures access to healthcare without significant out-of-pocket expenses.

Day 1 Coverage from date of arrival
Required By most Canadian universities
Affordable Student-friendly monthly rates
Portable Coverage across all provinces
How it works
Getting covered is simple
1

Book a free call

Sri reviews your unique needs, goals, and budget — completely free with no pressure or obligation.

2

Compare top plans

We shop 20+ Canadian insurers to find you the best coverage at the most competitive rate.

3

Get covered fast

Meet Sri on Zoom or in person to submit your application. Many plans are approved within 24–72 hours—often with no medical exam required.

About this coverage
Essential Coverage for Students Studying in Canada

International Student Insurance is an essential requirement for students travelling to Canada to pursue their education. As international students are not typically eligible for provincial or territorial health insurance upon arrival, having private medical insurance ensures access to necessary healthcare services. Coverage generally includes hospital stays, physician services, diagnostic tests, ambulance services, emergency surgery, and prescription medications required due to an unexpected illness or injury.

International Student Insurance is often a mandatory requirement set by educational institutions in Canada — colleges and universities may require proof of adequate health coverage before enrollment. In some provinces, students may qualify for provincial health plans after a waiting period; private insurance commonly bridges this gap. Some plans may also include travel-related benefits such as trip interruption, lost baggage, or accidental death and dismemberment.

Key benefits
International Student Insurance Coverage

Emergency medical care

Hospitalization, physician visits, and specialist care for unexpected illness or injury.

Diagnostic and ambulance

Diagnostic tests, laboratory services, and ambulance transport to appropriate care.

Prescription medications

Drugs prescribed during a covered emergency illness or injury treatment episode.

Mental health support

Counselling services included in many plans — essential support for students far from home.

Emergency dental

Emergency dental treatment for sudden pain or accidental dental injury.

Medical evacuation

Medical evacuation or repatriation to the student's home country if medically necessary.

Common questions
Frequently asked questions
Many colleges and universities in Canada require proof of adequate health coverage before enrollment or course commencement. Even where not mandatory, private insurance provides critical financial protection from day one of arrival.
Pre-existing medical conditions may be covered under certain policies, subject to stability periods and specific terms outlined by the insurer. Sri will review policy details carefully to ensure proper coverage and avoid potential claim issues.
Students can choose from basic plans that meet minimum institutional requirements to comprehensive plans offering higher coverage limits and additional benefits including travel, dental, and mental health. Sri will match the plan to your specific institution requirements and budget.

Ready to protect what matters most?

Sri will find the right coverage at the best rate — no cost, no pressure, no jargon. Just honest guidance.

Licensed in BC, Alberta, Ontario & Nova Scotia • Powered by Experior Financial Group