Providing a full range of high exploring protection!

Through our years of experience, we've also learned that while each channel has its own set of advantages, they all work best when strategically paired with other channels.

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20+ top Canadian insurers
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Living Benefits

Individual Health and Dental Plan

Designed for self-employed individuals, retirees, contract workers, and anyone without employer-sponsored group benefits. Get reliable coverage for everyday healthcare needs.

Get a Free Quote (604) 338-3042
Self-Employed Ideal for independent workers
Flexible Tiered plans for every budget
Portable Stays with you regardless of job
Tax-Smart Premiums may be deductible
How it works
Getting covered is simple
1

Book a free call

Sri reviews your unique needs, goals, and budget — completely free with no pressure or obligation.

2

Compare top plans

We shop 20+ Canadian insurers to find you the best coverage at the most competitive rate.

3

Get covered fast

Meet Sri on Zoom or in person to submit your application. Many plans are approved within 24–72 hours—often with no medical exam required.

About this coverage
Health and Dental Coverage Built for You

An Individual Health and Dental Plan in Canada is designed for people who do not have access to employer-sponsored group benefits. This includes self-employed individuals, sole proprietors, contract workers, retirees, and seniors who want reliable coverage for everyday healthcare needs.

While Canada's public healthcare system covers essential services such as doctor visits and hospital stays, it does not typically include prescription drugs, dental care, vision care, or paramedical services. An individual plan fills these gaps without significant out-of-pocket costs.

Key benefits
What Individual Health and Dental Plans Cover

Prescription Drugs

Reduces the cost of medications prescribed by your doctor — a core benefit of most individual plans.

Dental Care

Preventive care including check-ups, cleanings, X-rays, fillings, and major dental work on comprehensive plans.

Vision Care

Eye exams, prescription eyeglasses, and contact lenses to keep your vision needs covered.

Paramedical Services

Physiotherapy, chiropractic care, massage therapy, and mental health support.

Travel and Emergency

Some plans include travel insurance and emergency services for added peace of mind.

Flexible Coverage

Choose basic or comprehensive tiers that fit your needs and budget, adjustable as your situation changes.

Common questions
Frequently asked questions
Self-employed professionals, freelancers, contract workers, retirees, and seniors without access to employer-sponsored group benefits.
Comprehensive plans can include crowns, bridges, and dentures. Basic plans cover preventive and restorative procedures. Sri will find the right tier for your needs.
Many plans offer guaranteed-issue options covering pre-existing conditions, though some may include waiting periods. Sri will compare insurers to find the best match.

Ready to protect what matters most?

Sri will find the right coverage at the best rate — no cost, no pressure, no jargon. Just honest guidance.

Book a Free Consultation (604) 338-3042

Licensed in BC, Alberta, Ontario & Nova Scotia • Powered by Experior Financial Group