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Through our years of experience, we've also learned that while each channel has its own set of advantages, they all work best when strategically paired with other channels.

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Licensed across BC, AB, ON & NS
20+ top Canadian insurers
No cost to you — ever
Group Benefits

Group Health and Dental Benefits

Offering a well-structured benefits program is no longer limited to large organizations. Small and medium-sized businesses can access tailored solutions that attract, retain, and engage talent.

2+ Eligible with as few as 2 employees
Tax-deductible Employer-paid premiums
Tax-Free Benefits received by employees
Custom Designed around your budget
How it works
Getting covered is simple
1

Book a free call

Sri reviews your unique needs, goals, and budget — completely free with no pressure or obligation.

2

Compare top plans

We shop 20+ Canadian insurers to find you the best coverage at the most competitive rate.

3

Get covered fast

Meet Sri on Zoom or in person to submit your application. Many plans are approved within 24–72 hours—often with no medical exam required.

About this coverage
Build a Workplace Where People Stay

Group Benefits plans in Canada complement the publicly funded healthcare system by covering services not fully included under provincial plans. Core components include health and dental coverage with benefits for prescription drugs, paramedical services such as physiotherapy and massage therapy, vision care, and routine and restorative dental treatments. These plans help reduce out-of-pocket expenses and encourage employees to seek preventive care.

Sri works with leading Canadian group insurers to design plans that genuinely fit your budget, your industry, and your employees' real-world needs. Flexibility is a key advantage — modular plan designs allow employers to select coverage levels, annual limits, and cost-sharing arrangements that work for their specific workforce. Options such as Health Spending Accounts (HSAs) can also be integrated for additional flexibility.

Key benefits
What Group Benefit Plans Include

Prescription drug coverage

Reimburse employees for prescription medications with flexible formulary and cost-sharing options.

Dental benefits

Preventive, basic restorative, and major dental care — encourage regular visits and early treatment.

Paramedical services

Physiotherapy, registered massage, chiropractic, and mental health counselling.

Life and disability

Group life and long-term disability insurance provide essential financial protection for your team.

Vision care

Annual allowances for eye exams, prescription glasses, and contact lenses.

Travel emergency medical

Out-of-province and international emergency medical coverage for travelling employees.

Common questions
Frequently asked questions
Most insurers require a minimum of 2 or 3 enrolled employees. Some specially designed products are available for sole proprietors and incorporated business owners. Sri will identify the right structure for your specific business size.
Yes. Employer-paid premiums for group health and dental benefits are generally fully deductible as a business expense. Employees receive those benefits tax-free, making group benefits highly tax-efficient for both parties.
Premiums are typically shared between employer and employee, and plan designs can be adjusted over time. Predictable monthly costs help manage budgets effectively. Integrating an HSA alongside a core plan is a popular cost-control strategy used by many small businesses.

Ready to protect what matters most?

Sri will find the right coverage at the best rate — no cost, no pressure, no jargon. Just honest guidance.

Licensed in BC, Alberta, Ontario & Nova Scotia • Powered by Experior Financial Group